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Key benefits of the Flexible Guarantee Fund Series 2

Smoothed returns

We offer a smoothing feature that reduces the day to day volatility of investing money

  • It works by averaging daily unit prices over the last 26 weeks.
  • It still means that the value of your investment can go down as well as up - just less so each day.
  • Helping your clients by reducing the impact of daily price volatility on their pension investment.

Guarantee option

The FGF also has an optional guarantee facility which can lock in investment gains and protect against downside risk.

  • An invaluable option for retirement income planning and protection against the potentially huge impact of sequential risk.

Fund Choice and Risk rating

There are three funds with these features - Cautious, Balanced and Managed Growth. Each fund has a different Risk Rating.

  • Defaqto rated the funds Cautious – Risk Rating 3, Balanced – Risk Rating 4, Managed Growth – Risk Rating 5.
  • Distribution Technology rated the funds Cautious – Risk Rating 3, Balanced – Risk Rating 4, Managed Growth – Risk Rating 5. In their report on the funds, Distribution Technology stated that the unique smoothing mechanism had the effect of reducing the Risk Rating on all three funds to 2.
  • These funds are managed by the global asset manager Columbia Threadneedle Investments to a mandate set by LV=.

*Defaqto is a financial information business, helping financial institutions and consumers make better-informed decisions.

Online services

Key documents

0800 032 2990

TextDirect: First dial 18001

8.30am - 5.30pm Monday to Friday

Calls will be recorded and may be monitored for training and audit purposes

Full contact us information

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Flexible Guarantee Bond

Providing an important element of protection and investment security for clients.

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Flexible Transitions Account

The easy way to recommend and deliver LV= retirement income products in one place.

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LV= ISA

Find out how we can offer tax efficient savings with long term growth potential.

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Contact us

Read more about where we're based and all of our contact information.

FOR UK FINANCIAL ADVISERS ONLY
Liverpool Victoria Financial Services Limited, registered in England with registration number 12383237. County Gates, Bournemouth, BH1 2NF, UK