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Contact 0800 169 1111 or email us for a quote

Flexible Guarantee Funds Overview

The LV= Flexible Guarantee Funds (FGF) have structured and unique features to provide an important element of protection and investment security for client's retirement funds - both during the accumulation process before retirement and, more importantly, when clients start taking drawdown income.


  • Smoothed returns

Smoothing to help reduce the impact of daily price volatility.

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  • It works by taking the simple average daily unit price over the last six months.
  • It still means that the value of your investment can go down as well as up - just less so each day.
  • Reducing your clients concerns over daily price volatility.
  • Guarantee option

An optional guarantee facility which can lock in investment gains to protect against downside risk.

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  • An invaluable option for retirement income planning and protection against the potentially huge impact of sequential risk.
  • Fund choice & risk rating
  • Three funds available with varying degrees of risk; Cautious, Balanced, and Managed Growth.

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  • The three funds have been risk rated by leading investment analysts, Distribution Technology. They rated the funds Cautious - risk rating 3, Balanced - risk rating 4, Managed Growth - risk rating 5
  • In their report on the funds, Distribution Technology stated that the unique smoothing mechanism had the effect of reducing the risk rating on all three funds to 2.
  • These funds are managed by the global asset manager Columbia Threadneedle Investments.


LV= Choice

We are currently working with advisers to develop a new Model Portfolio
service.

Investment choice

LV= Value

A range of low cost/ high quality investment funds including market leading passive & risk rated solutions

Investment value

LV= Wealth

Discretionary Fund Management, pure SIPP investment and stockbroker services.


Investment wealth

FOR UK FINANCIAL ADVISERS ONLY
LV=, County Gates, Bournemouth, BH1 2NF, UK