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Flexible Guarantee Bond series 3 at a glance

Criteria

Flexible Guarantee Bond Series 3

Minimum age at entry (bond holder)

17

Maximum age at entry (bond holder)

No maximum

Minimum age for life assured

3 months

Maximum age for life assured

89 (applies to the youngest life assured)

Bond ownership

The bond can be owned by individuals, on a single, joint and life of another basis, or by trustees or companies

Eligibility

Must be a UK resident

Term

Open-ended (with a recommended minimum of five years)

Minimum investment amount

£5,000

Maximum investment amount

£500,000

Additional investment

£5,000 into a new bond

Segmentation

The bond is divided into a cluster of 50 policies

Maximum number of funds

One at any time

Trust

The bond can be written in trust

Fund options

Choice of three fund options:

Averaged pricing

If invested in fund option for 26 weeks or more, we protect the investment from short term volatility by averaging the value of the assets over the previous 26 weeks

Fund option switches

Unlimited (first three per bond year, free of charge. Thereafter a fee of £25 will apply for each additional fund switch)

Initial charge

Nil

Management charges

The annual management charge is based on the current value of the bond (including any mutual bonus)

See our bond charges here

Early encasement charges

Nil

Optional capital guarantee

We promise that at the end of the selected guarantee term the bond will be worth at least as much as it was at the start of the guarantee, less any customer withdrawals or any adviser charges

Withdrawal frequency options

  • Ad-hoc, at any time
  • Regular withdrawals can be set up on a monthly, quarterly, six-monthly or yearly basis

Minimum withdrawal limits

  • £50, for regular withdrawals
  • £250, for ad-hoc withdrawals
  • £500, remaining fund value for ad-hoc withdrawals

Adviser charging options

  • Initial
  • On-going (monthly, quarterly, half-yearly and yearly)
  • Ad hoc

0800 681 6292

TextDirect: first dial 18001

09:00am - 17:00pm Monday - Friday

We may record and/or monitor calls for training and audit purposes.

Literature

Performance

Performance

Read more about the current performance and asset allocation of our Flexible Guarantee Bond.

More about performance

Fund options

Fund options

Find out about our three 'ready-made' fund options managed by a team of investment experts.

View the three fund options

Membership rights

Membership rights

Taking out a Flexible Guarantee Bond Series 3 entitles your client to membership rights.

More about membership rights

Contact us

Contact us

Read more about where we're based and all of our contact information.

Contact our retirement specialists

FOR UK FINANCIAL ADVISERS ONLY
LV=, County Gates, Bournemouth, BH1 2NF, UK