information

We use cookies to make sure your experience is as good as it can be. If you’re happy with that, just continue using the site. Learn more about cookies here.

skip to main content

Flexible Guarantee Bond Series 3

Fund management charges

This table shows the fund management charges that apply to clients’ investments.

These management charges are applied on a monthly basis by cancelling units.

We don’t charge initial fees or early encashment fees, so your clients can be reassured that they can access their money if they need to.

For more information, take a look at our helpful summary of our charges and loyalty discounts.

Bond value

Annual equivalent charge

Up to £24,999.99

1.050%

£25,000 - £49,999.99

0.975%

£50,000 - £99,999.99

0.900%

£100,000 - £249,999.99

0.850%

£500,000+

0.825%


Guarantee charges

If your client already has a Flexible Guarantee Bond, with a guarantee, the charge for this is shown on their Bond Summary or Guarantee Endorsement and their Yearly Statements.

If your client is thinking of investing in a Flexible Guarantee Bond, or they already have a bond and are thinking of either purchasing a new guarantee, replacing their existing guarantee (to lock in gains), or their current guarantee term is ending soon, the tables below show the current charges for new guarantees.

The guarantee choices available will depend on the date the bond started.

We offer a range of guarantee terms to help you tailor the guarantee to your client’s investment or retirement income strategy.

If their bond started on or after 12 June 2017 (FGB(S3)1 or FTA TC's & C's ref is FTA6 or FTABD2), your client can choose from the following fund guarantee options:

Guarantee Term (Years)/Fund

8

9

10

Cautious Series 2

1.40%

1.20%

1.00%

Balanced Series 2

N/A

N/A

1.30%

Managed Growth

N/A

N/A

1.50%

The guarantee charge is taken monthly as 1/12 of the annual charge. The guarantee terms we offer may change over time. However, we’ll always offer at least a 10 year guarantee term on each fund option.

We offer a range of guarantee terms to help you tailor the guarantee to your client’s investment or retirement income strategy.

If their bond started between 22 October 2012 and 11 June 2017 (FGB2(1) or FGB2(2) or FTA TC's & C's ref is FTA4, FTA5 or FTABD1), your client can choose from the following fund guarantee options:

Guarantee Term (Years)/Fund

8

9

10

Cautious Series 2

1.20%

0.90%

0.70%

Balanced Series 2

N/A

N/A

1.00%

Managed Growth

N/A

N/A

1.70%

The guarantee charge is taken monthly as 1/12 of the annual charge. The guarantee terms we offer may change over time. However, we’ll always offer at least a 10 year guarantee term on each fund option.

We offer a range of guarantee terms to help you tailor the guarantee to your client’s investment or retirement income strategy.

If their bond started between 9 August 2010 and 17 August 2012 (FGB3), your client can choose from the following fund guarantee options:

Guarantee Term (Years)/Fund

8

9

10

Cautious Series 2

1.20%

0.90%

0.70%

Balanced Series 2

N/A

N/A

1.00%

Managed Growth

N/A

N/A

1.70%

The guarantee charge is taken monthly as 1/12 of the annual charge. The guarantee terms we offer may change over time. However, we’ll always offer at least a 10 year guarantee term on each fund option.

If their bond started between 9 August 2010 and 17 August 2012 (FGB2), your client can choose a 5 year guarantee on the following fund options:

Fund option

Yearly charge

Cautious Series 2

1.0%

Balanced Series 2

2.00%

Managed Growth

2.75%

The guarantee charge is taken monthly, as 1/12 of the yearly charge stated in the table.

If their bond (FGB1) started between 18 August 2009 and 6 August 2010, your client can choose a 5 year guarantee on the following fund options:

Fund option

Yearly charge

Cautious Series 2

1.0%

Balanced Series 2

2.00%

Managed Growth

2.75%

The guarantee charge is taken monthly, as 1/12 of the yearly charge stated in the table.

Please remember that these charges can be changed at any time.

Guarantees are bought at an extra monthly cost and are explained fully in our Key Features Document and Bond Conditions.

Please remember that these charges can be changed at any time.

Guarantees are bought at an extra monthly cost and are explained fully in our Supplementary Information Document and Bond Conditions.

More information about the Flexible Guarantee Bond is available in our Literature Library.

coins icon

Flexible Guarantee Funds

Find out about our Flexible Guarantee Funds and how they suit risk-averse pension investors.

Calendar icon

Protected Retirement Plan

Read about our fixed term annuity and how it can work alongside our Flexible Guarantee investments.

Pound icon

LV= ISA

Find out how we can offer tax efficient savings with long term growth potential.

Contact us

Contact us

Read more about where we're based and all of our contact information.

FOR UK FINANCIAL ADVISERS ONLY
LV=, County Gates, Bournemouth, BH1 2NF, UK