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Flexible Guarantee Bond Series 3 options

Fund options

  • Your client can choose one of three fund options with a different mix of assets
  • Fund switch at any time

Find out more about our three fund options

Fund Annual Management Charges for new investments (as at 12 June 2017)

Fund value

FGB (% of fund p.a.)

FGF (% of fund p.a.)

Up to £25k

1.050%

1.200%

£25k+ to £50k

0.975%

1.075%

£50k+ to £100k

0.900%

0.950%

£100k+ to £250k

0.850%

0.900%

£250k+ to £500k

0.825%

0.875%

£500k+ to £1m

0.825%

0.875%

The fund management charges are taken monthly as 1/12 of the annual charge by cancelling units.

Annual Management Charges discount

The loyalty discount is applied as a reduction to the annual management charge, and depends on the length of time funds have been invested.

Duration (full years)

AMC loyalty discount (pa)

0 to 4

0.00%

5 to 9

0.05%

10 to 14

0.10%

15 - 19

0.20%

20 or more

0.25%

Capital guarantee option

We offer a range of guarantee terms to help you tailor the guarantee to your client's investment or retirement income strategy.

Guarantee Term (Years)/Fund

8

9

10

Cautious Fund

1.40%

1.20%

1.00%

Balanced Fund

-

-

1.30%

Managed Growth Fund

-

-

1.50%

The guarantee charge is taken monthly as 1/12 of the annual charge. The guarantee terms we offer may change over time. However, we'll always offer at least a 10 year guarantee term on each fund option.

  • At the end of the selected guarantee term the value of your client's bond will be at least the same as when it was added less any withdrawals during the term
  • The guarantee is available on each fund option with a range of terms available
  • Can be bought at any time

Adviser charging options

  • Any initial, on-going and ad hoc available

Find out more about adviser charging

0800 681 6292

TextDirect: first dial 18001

09:00am - 17:00pm Monday - Friday

We may record and/or monitor calls for training and audit purposes.

Literature

Performance

Performance

Read more about the current performance and asset allocation of our Flexible Guarantee Bond.

More about performance

Fund options

Fund options

Find out about our three 'ready-made' fund options managed by a team of investment experts.

View the three fund options

Membership rights

Membership rights

Taking out a Flexible Guarantee Bond Series 3 entitles your client to membership rights.

More about membership rights

Contact us

Contact us

Read more about where we're based and all of our contact information.

Contact our retirement specialists

FOR UK FINANCIAL ADVISERS ONLY
LV=, County Gates, Bournemouth, BH1 2NF, UK