information

We use cookies to make sure your experience is as good as it can be. If you’re happy with that, just continue using the site. Learn more about cookies here.

skip to main content

The faster way to do business now includes our Pre-Underwriting tool

Try out LV= Fastway

What is Fastway?

Fastway is our quote and apply technology, which lets you protect clients faster. Use Fastway to get quotes for Life Insurance, Life with Critical illness, Income Protection, Personal Sick Pay (PSP) and now Business Protection.

The Fastway application journey is fast and flexible making it easier for you to put your clients on risk quicker.

Start using Fastway now to:

  1. save quotes and go back to them anytime
  2. see instant decisions and partially underwritten quotes
  3. view all your personal applications in one simple dashboard
  1. use directly with IRESS and iPipeline
  2. fill in the sections in the order that suits you and your client
  3. access our new online Pre-Underwriting Tool: get an indicative underwriting decision - 24/7

Business Protection is now on Fastway

We know selling Business Protection isn’t easy, but with Business Protection now on Fastway it’s now easier and quicker to protect your client and their business. Enjoy all the benefits of Fastway and more for Business Protection.

  1. Our Business Protection Fastway apply journey will support multiple plans for a client within one application. This means you can apply for combinations of RLC, key person or shareholder protection for an insured under one application without having to enter all the medical information twice.
  2. An intuitive journey which will only support suitable products based upon the plan set up.
  3. The application focuses on the reason for the cover to aid advisers and ensure the plan is set up on the correct basis.
  4. You’ll have direct links to supporting documentation including trusts literature.

Start a Business Protection quote on Fastway

Login to Fastway

Immediate underwriting decisions for your clients

Fastway gives you an immediate underwriting decision for:

Flashy green sign with "over 73% written".

of LV= Life and Life with Critical Illness customers

Flashy green sign with "almost 60% written".

of LV= Income Protection and Personal Sick Pay customers

Plus, if an instant decision isn’t available (because we need medical evidence or a referral to one of our underwriters), Fastway will provide an indicative final underwriting outcome for:

  • over 50% of LV= Life and Life with Critical illness customers
  • 25% of LV= Income Protection and Personal Sick Pay customers

Our indicative underwriting decisions help support your advice process, ensuring there are no surprises once you’ve submitted your client’s application.

Exclusion review periods

In addition to having no standard exclusions, if we do apply an exclusion to your client's policy due to their personal circumstances, our automated rules engine can offer cover with an 'exclusion review period' automatically*.

This means we will only apply the exclusion for a limited period of time, after which we'll remove it upon request if your client suffers no further symptoms.

We believe this is a fairer alternative to offering cover with a reduced premium, and the exclusion being in place for the full term of the policy.

* This is not available to all clients and will depend on their personal circumstances.


Please continue to use our paper application process for Gift Inter-Vivos and Family Income Assurance.

Image alt text

How we use personal information. Find out how we use your personal information, and what rights you have by visiting How we use your personal information. This includes who we are, how long we hold information, what we do with it and who we share it with.


Briefcase

Pre-Underwriting tool

24/7 pre underwriting tool to support your sales process and manage your client's expectations

Find out more about our pre-underwriting tool

Team members

LV= Doctor Services

Give your clients fast and convenient access to three expert medical services, via our handy app

Find out more about LV= Doctor Services

Book flipping pages

Tools and Calculators

Our range of online tools and calculators can provide clarity to your clients.

Find out more about our tools and calculators

Login to Fastway

Need some help? No problem, our friendly team is always on on hand to support you.

Personal protection

0800 678 1893

Business Protection

0800 032 3962

TextDirect: first dial 18001

We will record and/or monitor your calls for training and audit purposes.

More ways to contact us


FOR UK FINANCIAL ADVISERS ONLY
LV=, County Gates, Bournemouth, BH1 2NF, UK