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Family Income Benefit

Great reasons to choose LV= for Family Income Benefit

When considering a great product, you also need assurance that the provider is up to your standards and has your clients interests at heart. Here are some of the compelling reasons we think you should consider when making your recommendation.

Strong claims performance

Making sure your client has a successful claim is as important to your client as it is to you. Your clients get vital financial help when they need it most and you feel confident in the provider you recommended.

We’re proud of our performance with 99%* of Life Insurance claims were paid in 2019 and a total value of over £60.4 million paid across our life products.

*Our Life Insurance figures include claims paid for our Life Insurance, Terminal illness, and whole of life products. Our whole of life products are no longer available.

Better underwriting

We know advisers are not usually medical experts so we help out as much as we can. This means you can concentrate on providing the best financial advice for your client.

  • Our online application system is powered by a strong, intelligent underwriting rules engine which means that you're more likely to get an instant decision.
  • We have flexible medical examination arrangements. If your client needs a medical examination, we could send a nurse to visit them at home or work or use a medical examiner at a convenient location.
  • We pay for medical underwriting (except medical certificates such as sick notes).
  • We have a dedicated underwriting hotline to help you iron out any potential issues your client may have.

Value added services

At LV= we believe in the importance of supporting our customers through services which make a difference to their everyday lives. that's why we've included several services for all clients you recommend our Family Income Benefit at no extra cost.

LV= Doctors services

LV= Doctor Services gives your clients access to six medical services via one simple app or phone call.

  • Remote GP
  • Prescription Services
  • Second Opinion
  • Remote Physiotherapy
  • Remote Psychological Services
  • Discount health MOTs

Download the LV= Doctors Services Guide

Member benefits

Every client who takes out one of our personal or business protection and retirement products will also agree to become a member of Liverpool Victoria Financial Services Limited. This means they are entitled to a range of added benefits and support. These include free and unlimited access to our 24/7 confidential member helpline and discounts on a range of general insurance products including car and home insurance provided by LV= General Insurance Group, a subsidiary of Allianz Holdings plc .

Our LV= member helpline gives you 24/7 access to health advice, counselling services and expert legal advice.

Still not convinced? See how our value added services compare with other providers.

Product profile

A summary of the relevant product information about Family Income Benefit and Waiver of Premium, in accordance with the Insurance Distribution Directive.

Key documents

Online Services

LV= Doctor Services

LV= Doctor Services gives your client access to six expert medical services in one app

Find out more here

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Need more cover?

Take a look through the other protection products we offer within our Flexible Protection Plan.

View our Flexible Protection Plan

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See our trust options and use our Online Trust tool to find the option most suited to your client's needs.

More about our trusts

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Member benefits

Taking out a Family Income Benefit policy entitles your client to member benefits.

More about our member benefits

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Contact us

Read more about where we're based and all of our contact information.

How to contact us

Liverpool Victoria Financial Services Limited, registered in England with registration number 12383237. County Gates, Bournemouth, BH1 2NF, UK