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Family Income Assurance options

Our Family Income Assurance plan has a number of options to suit your client’s needs as shown below.

Level cover

  • The regular income we would pay your client is fixed when they start paying the premiums and won’t change
  • This means it won’t keep up with inflation and may buy less in the future.

Inflation-linked cover

  • The amount of cover and premium will go up in line with inflation (RPI)
  • If we're paying a claim the maximum annual increase is limited to 12%

Waiver of premium

  • Pays the plan monthly premiums after a waiting period of 26 weeks
  • Premiums will be waived until the life assured is able to return to work, reaches age 65, dies or until the end date of the plan

Please read the policy conditions to understand these options in full.

0800 678 1890

TextDirect: first dial 18001

8.30am - 6.30pm Monday - Friday

Calls will be recorded and may be monitored for training and audit purposes

Literature

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Need more cover?

Take a look through the other protection products we offer within our Flexible Protection Plan.

View our Flexible Protection Plan

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Trusts

See our trust options and use our Online Trust tool to find the option most suited to your client's needs.

More about our trusts

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Member benefits

Taking out a Family Income Assurance plan entitles your client to member benefits.

More about our member benefits

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Contact us

Read more about where we're based and all of our contact information.

How to contact us

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FOR UK FINANCIAL ADVISERS ONLY
LV=, County Gates, Bournemouth, BH1 2NF, UK