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Family Income Assurance

If your client was to die or become terminally ill, their family may struggle to meet all their financial commitments with no income coming in.

Our Family Income Assurance can provide peace of mind by providing a tax free income if your client was to die or be diagnosed with a terminal illness.

Cover features

  • Level or inflation-linked cover.
  • Pays an income every 3 months (can convert at claim to a reduced lump sum).
  • Guaranteed premiums.
  • Waiver of premium option.
  • Terminal illness benefit as standard.
  • Value added services.

Important information

  • If you choose level cover, it won't keep up with inflation and could buy less in the future.
  • There is no cash in value at any time.
  • If your client stops paying their premiums, cover may cease.
  • If your client is diagnosed in the last 12 months of their plan, we won't pay a terminal illness claim.
  • We won’t pay a claim if you die as a result of intentionally taking your own life within the first 12 months of your policy.

Because Family Income Assurance pays an income every three months, it’s often more affordable compared to other types of life insurance, which pay out a fixed one-off lump sum.

Choose from two different cover options depending on your client's need

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How we use personal information. Find out how we use your personal information, and what rights you have by visiting How we use your personal information. This includes who we are, how long we hold information, what we do with it and who we share it with.

How to buy

Find out if your client is eligible

To get a quote for Family Income Assurance please call us on 0845 602 0690 or email us on [email protected]. We’re open Monday to Friday from 9am to 5.30pm Monday to Friday.

You can apply for Family Income Assurance via our paper application form.

0800 678 1890

TextDirect: first dial 18001

9.00am - 4.30pm Monday - Friday

Calls will be recorded and may be monitored for training and audit purposes


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Need more cover?

Take a look through the other protection products we offer within our Flexible Protection Plan.

View our Flexible Protection Plan

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See our trust options and use our Online Trust tool to find the option most suited to your client's needs.

More about our trusts

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Member benefits

Taking out a Family Income Assurance plan entitles your client to member benefits.

More about our member benefits

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Contact us

Read more about where we're based and all of our contact information.

How to contact us

Connect with us

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Liverpool Victoria Financial Services Limited, registered in England with registration number 12383237. County Gates, Bournemouth, BH1 2NF, UK