As your client approaches retirement, they'll be faced with many decisions and it's important for them to pick the most appropriate options to suit their needs. It's even more important that they get the best rates based on their personal circumstances.
Our pension annuity offers higher rates for people in poor health compared with our standard rates. At LV= we’ll use your client’s full medical history to help enhance their annuity rate. Our expert underwriters use a list containing more than 2,500 known medical conditions as well as individual lifestyles.
We offer enhanced rates for many lifestyle and medical conditions, some of which you may never have considered and could increase your client’s income. Please remember that we offer enhanced rates for many other medical conditions that are likely to reduce life expectancy.
We're partnered with the Open Market Annuity Scheme (TOMAS) to allow you to apply online directly from their system. This means there's no paper application form to fill in, saving time in the application process. You can still apply online using our paper application form as normal.
Hopscotch is the effective way for you to guide your clients through the maze of retirement options they face, making it easier to structure retirement income.