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Tools & calculators

There are a number of things you need to consider when recommending Business Protection, including:

  1. The risk of someone crucial to the business dying unexpectedly, or being diagnosed with a serious illness
  2. The market value of the business
  3. A key person’s influence on profits

To help make things easier for you (and your clients) we’ve created a range of calculators:

Key Person calculator

Uses a key person's contribution to the business profits to help you work out the right amount of cover.

Business valuation calculator

Shows the potential value of a business (based on average net profits, net assets and a profit multiplier).

Relevant Life Cover calculator

Suggests cover amount and demonstrates the savings your client could make compared to a personal life insurance policy.

Business Risk calculator

Demonstrates how likely health issues of key employees and business owners will affect their business.

Premium Equalisation calculator

Works out how to fairly split the total cost of cover between the shareholders or partners, relative to the benefits they stand to gain.

A selection of Business Protection webinars and product guides you can watch at any time.

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Business Protection options

Find out more about the type of businesses we cover and the policies available.

More on Business Protection options

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Tools and calculators

See all our business protection calculators available to simplify your client conversations.

View all tools and calculators

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Business Protection support

Our team will make sure that all your Business Protection applications are dealt with quickly and efficiently.

More on Business Protection support

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Why choose LV=

Your clients can access a range of resources and expert advice, as well as a number of value added services.

More on why to choose LV=

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FOR UK FINANCIAL ADVISERS ONLY
LV=, County Gates, Bournemouth, BH1 2NF, UK