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Business Protection Products

Our Business Protection policies can protect your client’s business from loss of profit and help repay business loans if they lose a key employee. Our policies can also protect company ownership. They're designed to provide the surviving shareholder the funds to buy the remaining shares in the business.

Key Person Cover
  1. Provides a financial safety net if a key member of staff dies or is diagnosed with a serious illness (if Critical Illness Cover is also selected)
  2. The claim is paid directly to the company or partners, allowing breathing space to help keep the business trading as normally as possible.
Relevant Life Cover
  1. Allows companies to offer a death in service benefit to its employees (including salaried directors)
  2. Pays out a tax-free, lump sum on the death (or diagnosis of a terminal illness) of the person insured. The proceeds go directly to the employee's family or financial dependants.
Share and Partnership Protection
  1. Share Protection and Partnership Protection is sometimes referred to as ‘Owner’s Insurance’
  2. Helps business owners keep control of the company if one of them dies or is diagnosed with a critical illness.

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Business Protection options

Find out more about the type of businesses we cover and the policies available.

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Tools and calculators

See all our business protection calculators available to simplify your client conversations.

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Business Protection support

Our team will make sure that all your Business Protection applications are dealt with quickly and efficiently.

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Why choose LV=

Your clients can access a range of resources and expert advice, as well as a number of value added services.

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FOR UK FINANCIAL ADVISERS ONLY
LV=, County Gates, Bournemouth, BH1 2NF, UK