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Business Protection

The most valuable asset to any business is its people, without them, a company’s survival can be at serious risk. We've made a commitment to protect and support UK small businesses, through our range of Business Protection options, simplified tools and literature, and being there for you and your clients when it’s needed most. Our options include Key Person Cover, Share & Partnership Protection and Relevant Life Cover,

Our fresh approach to business protection will help you maximise the opportunities and our experienced team are here for you; whether it’s answering technical questions, underwriting, processing new business applications or offering marketing ideas and support.

Key Person Cover
  • Provides a financial safety net if a key member of staff dies or is diagnosed with a serious illness (if Critical Illness Cover is also selected)
  • The claim is paid directly to the company or partners, allowing breathing space to help keep the business trading as normally as possible.
Relevant Life Cover
  • Allows companies to offer a death-in-service benefit to its employees (including salaried directors)
  • It's set up by the company and pays out a tax-free, lump sum on the death (or diagnosis of a terminal illness) of the person insured
Share & Partnership Protection
  • Helps business owners keep control of the company if one of them dies or is diagnosed with a critical illness.

New to business protection? Find out all you need to know in our Business Protection Guide

This includes detailed product profiles with information on the target market, suitability and the main features and risks you should be aware of.

Trusts and tax

Writing a protection policy in trust helps ensure that the right people receive the right money – at the right time.

Why LV=

Your clients can access a range of support and tools as well as a number of value added services, which includes

  • LV= Business Care Line
  • LV= Doctors Services
Support and tools

Useful tools to work out cover amounts, understanding risks to the business and how to evenly split the premiums.

Visit the support and tools page or select the calculator you need below.

Contact us
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Call our specialist Business Protection team on 0800 032 3962.

Calls will be recorded and may be monitored for training and audit purposes.

Our sales team can help you network and find new opportunities, such as how to cross-sell against your existing client base.

Find out how else to get in touch with the team.

Connect with us

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Liverpool Victoria Financial Services Limited, registered in England with registration number 12383237. County Gates, Bournemouth, BH1 2NF, UK