Happy couple sat at garden table using tablet
About us

We're LV=

Company and member information

A bit about us and what we do

We’re a leading UK life and pensions mutual insurer.

Laptop, piggy bank, coins, plant and two mugs

Our 1,300 colleagues help our members and customers protect their income while they are working and maximise it when they stop. By doing this we enable people to live financially confident lives.

We believe that everyone should have access to independent, regulated financial advice. It should not be seen as a luxury for the few who can afford it or who are experienced in using it. Why? Because it provides financial and emotional benefits. Good advice ensures better financial outcomes and frees people from the worry of making complex decisions that could have long-term implications.

We work with a wide range of financial advisers and it is through them that the majority of customers will buy our products and services.

We serve over a million members and customers across the UK and as an investment, protection and retirement specialist, we offer a range of products, services and advice including investments, life insurance, income protection, and retirement income solutions such as equity release, fixed term annuities and drawdown products.

So, what would you like to know more about?

Our history

Take a trip back in time.

LV= today

Find out how we're transforming LV= for our existing and future members.

Membership matters

News for our members and information about member benefits.

Our 2022 financial results

All you need to know about how we performed in 2022 and more.

Corporate governance

Here's how we oversee the business and information about the LV= Board.

Corporate responsibility

We’re passionate about looking after our people, investing in our communities, acting responsibility and caring about the environment.

Newsroom

Check out our LV= press releases and media statements.

Careers at LV=

Great perks, great people and plenty of opportunities to go far.

We’re carbon negative

This means that we’ve calculated our carbon emissions and offset 110% of our total emissions which has supported worthwhile projects.

Voted for by our colleagues in 2022, we supported the following projects:  

  • Amazon rainforest deforestation prevention
  • Wildlife sanctuary preservation
  • Improved cook stoves project

We will continue to maintain our carbon negative status, that we achieved during 2022, and work to identify and implement environmental improvement initiatives to further lower our carbon footprint. 

We're proud of what we've achieved

Check out some of our ratings and awards.

We're really pleased with our 2022 awards

For our Protection products

Investment Life & Pensions Moneyfacts awards 2010-2022

Winner of Moneyfacts Best Income Protection Provider 2022 Award

Since 2010 we’ve won the Moneyfacts award for Best Income Protection Provider. 

 

Awards icon

Go Compare, People's Choice Awards for Life Insurance

Excellent rating for Trust, Customer Service and Renewal

The GoCompare People’s Choice Awards asked the UK people to provide feedback on their life insurance providers in order to recognise those companies who have helped make navigating their life insurance cover that little bit easier. 

 

Defaqto Gold Service rating for our LV= Protection 

For our Savings and Retirement products

Defaqto Gold Service rating for our LV= Pensions

We’ve been awarded the Defaqto Gold
Service rating for the third consecutive year.

 

Defaqto Gold Service rating for our LV=Investments

 

2022 Equity Release Moneyfacts 5 star award

5 Star rating for our Lifetime Mortgage Drawdown+

 

2022 Equity Release Moneyfacts 4 star award   

4 Star rating for our Lifetime Mortgage Lump Sum+

 

    2021 was a pretty good year for us

    For our Protection products

    Investment Life & Pensions Moneyfacts awards 2010-2021

    Since 2010 we’ve won the Moneyfacts award for Best Income Protection Provider. 

     

    For our Savings and Retirement products

    Moneyfacts SIPP Star rating 2021

    We've received our 6th consecutive 5-star rating for our SIPP showing we offer a strong and robust product that delivers quality and value.  

        

     

    Moneyfacts Equity Release Star rating 2021

    5 Star Flexible Lifetime Mortgage Drawdown+
    4 Star Lump Sum Lifetime Mortgage Lump Sum+

       

     

       

      2020 was a really good year too

      For our Protection products

      11 times award winner logo for moneyfacts

      Investment Life & Pensions Moneyfacts awards 2010-2020

      Best Income Protection Provider 
      Independent Financial Advisers up and down the country chose us as their winner of this coveted award. 

       

      5 star finder awards logo for life insurance customer satisfaction 2020

      Finder Awards 2020 Winner

      Life Insurance Customer Satisfaction award

      For our Savings and Retirement products

      5 star moneyfacts award logo for SIPP 2020

      Moneyfacts SIPP Star rating 2020

      Moneyfacts 2020 annual assessment of the pension market
      Every year since 2015 we've received a 5 Star rating for our Flexible Transitions Account (SIPP).

          

      5 star moneyfacts award logo for Equity Release 2020 

      Moneyfacts Equity Release Star rating 2020

      Moneyfacts 2020 annual assessment of the equity release market
      5 Star Flexible Lifetime Mortgage Drawdown+
      4 Star Lump Sum Lifetime Mortgage Lump Sum+