Press release

LV= launches ‘Sequence of Returns Risk’ tool

New tool part of LV= Retirement Hopscotch

Advisers can now demonstrate how the timing of investment returns can impact their client’s pension fund with LV=’s latest investment risk tool, part of its Retirement Hopscotch offering.

The new interactive ‘Sequence of Returns Risk’ tool is free for advisers to use, enabling them to easily compare different hypothetical investment scenarios to show clients how market fluctuation could affect their income during retirement.

The tool illustrates the effects by using figures representative of UK Equity Market movements. Advisers are able to talk through these scenarios with their clients using a series of ‘Did you know?’ facts about sequential risk which they can then take away in the form of a fact sheet.

John Perks, Managing Director, LV= Retirement Solutions said: "With a multitude of retirement income options now available it’s crucial that clients understand the potential investment risks and impact of any given strategy. LV=’s new interactive 'Sequence of Returns Risk' tool, part of our Retirement Hopscotch offering, helps advisers have a clear, straightforward conversation with clients around their risk profile and product selection."

LV= Retirement Hopscotch offers advisers a practical way of guiding their clients through the maze of retirement options they face. It outlines the areas clients should watch out for, the range of options available and the main risks to consider. The new 'Sequence of Returns Risk' tool can be used with clients coming up to retirement and as part of their review process. After exploring the risks and potential product solutions, advisers can link through to LV= Retirement Pathfinder, the free and impartial tool that helps them to model tailored retirement solutions for their clients.


Notes to editors: 

LV= offers a number of tools to help advisers, including:

  • Adviser knowledge
    LV= Take Heart - An online central resource on key retirement matters.
  • Client acquisition and retention
    LV= Retirement Marketing Centre – a new online tool where advisers can access a range of professional marketing materials which can be easily personalised to help develop their client base and improve existing client relationships
  • Discovery
    LV= Retirement Hopscotch – An online tool which advisers can use with clients to start and structure their retirement income, helping to make the choices with your client to meet their needs.
  • LV= Retirement Pathfinder
    Easily compose, model and personalise, single and multi product, retirement options for clients.
  • Implementation
    The LV= Retirement Account and Retirement View. A single account which can hold multiple LV= Retirement income products. All supported by the LV= Retirement view, an online system which provides a consolidated view of your clients’ retirement assets, income within the LV= Retirement Account, and gives the ability to adapt to meet the changing circumstances.

About LV=

LV= employs over 6,000 people and serves over 5.8 million customers with a range of financial products. We are the UK's largest friendly society and a leading financial mutual.

When we started in 1843 our goal was to give financial security to more than just a privileged few and for many decades we were most commonly associated with providing a method of saving to people of modest means. Today we follow a similar purpose, helping people to protect and provide for the things they love, although on a much larger scale and through a wide range of financial services including insurance, investment and retirement products.

We are currently the UK's number one brand for Insurance and Investments, according to the 2015 YouGov Brand Index Buzz Rankings.

We offer our services direct to consumers, as well as through IFAs and brokers, and through strategic partnerships with organisations such as ASDA, Nationwide Building Society and a range of trade unions.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. LVFS is a member of the ABI, the AFM and ILAG. Registered address: County Gates, Bournemouth BH1 2NF.

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