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Disclaimer

Important: You must read the following terms and conditions before continuing. The following applies to the materials and information contained in this section of the website, and you are therefore advised to read this carefully before reading, accessing or making any other use of this section of the website. In accessing this section of the website, you agree to be bound by the following terms and conditions, including any modifications to them.

The documents in this section of the website constitute a document library and relate to debt securities previously offered, sold or delivered. All of the debt securities referred to in this section of the website have been sold. The documents in this section are being provided to you for information purposes only. Additional information is available on request.

Certain statements contained in this section of the website constitute "forward-looking statements". These statements reflect Liverpool Victoria Friendly Society Limited's expectations as of the date that such statements were published, and are subject to risks and uncertainties that may cause actual results to differ materially. You are cautioned not to rely on such forward-looking statements and are reminded that past performance is not indicative of future performance. The value of the debt instruments offered and sold by Liverpool Victoria Friendly Society Limited may decrease as well as increase.

The materials and information contained in this section of the website are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. You may not use the information contained in this section of the website in a manner that may violate any securities laws, including, without limitation, in connection with any trading of any securities described or referred to in such information.

Nothing in this section of the website shall constitute an invitation or recommendation to invest or otherwise deal in, or an offer to sell or the solicitation of an offer to buy or subscribe for, any debt security. No information in this section of the website is, or is therefore to be construed as, an offer of or invitation to subscribe for, underwrite or purchase securities in any jurisdictions in which such offer is or may be prohibited, restricted or subject to any requirement for filing, authorisation, licence or consent. In particular, the information in this section of the website is not addressed to, or intended for use by, U.S. persons (as defined in Regulation S under the United States Securities Act of 1933, as amended (the "Securities Act")), persons located in the United States or residents of the United States or persons acting for the benefit of any such persons.

Only persons whose ordinary activities involve them acquiring, holding, managing or disposing of investments (as principal or agent) for the purposes of their business may access this section of the website. Persons who do not have professional experience in respect of investments should not access this section of the website.

The materials and information contained in this section of the website do not purport to provide any financial, investment, tax, accounting advice, legal advice or recommendation. The materials and information contained in this section of the website may not be sufficient for the purposes of any particular person, and each person accessing this section should make their own assessment as to the information provided therein. Neither Liverpool Victoria Friendly Society Limited nor any of its subsidiaries accept any liability whatsoever for any direct or consequential loss arising from any use of the documents in this section or their content. Liverpool Victoria Friendly Society Limited is under no obligation to update or keep current the information in this section of the website and no representation or warranty, express or implied, is or will be made in relation to accuracy or competence of the information.

By accessing this section of the website, you acknowledge and agree that: (i) you have read, understood and accept these terms and conditions; (ii) you are not accessing this website from inside the United States and you are not a U.S. person (as such term is defined in Regulation S under the Securities Act); (iii) you are not a 'qualified institutional buyer' within the meaning of Rule 144A of the Securities Act; (iv) you will not engage in any activities related to this section of the website that are contrary to applicable law or regulation; and (v) you will observe and follow the terms of any proprietary notices and copyright information contained in this section of the website. Unauthorised use of this section of the website, including but not limited to misuse of any materials or information contained in this section of the website, is strictly prohibited.

Any acknowledgment, agreement or other type of click through button on this website that is selected to evidence agreement or an acknowledgement shall have the same force and validity as a paper copy of an agreement that has been manually signed and delivered.

If you agree to these terms and conditions and agree not to undertake any act or omission that would constitute a breach of these terms and conditions, please click "I accept" below to enter this section of the website. If you click "I do not accept", you will not be able to enter this section of the website.

Accepting will open the Subordinated Debt Prospectus (PDF 4MB)

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