Front of a white Ford Focus covered with green hearts
Green hills and car lights on a winding road at night

Car insurance

Car insurance that performs beautifully

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Why choose LV=?

Because there's plenty to smile about from the very start

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  • Award rosette
Cover features

From theft to write-offs and even lost keys, you'll be covered with us

Here's what you'll like about our comprehensive cover

Car driving along a road
  • Accidental damage cover
    Scratched or dented your car? We pay for repairs so it's as good as it was before the accident 
  • Uninsured driver promise
    If the other driver is not insured and the accident’s not your fault, you keep your no claim discount and there's no excess to pay – as long as you have the details of the other vehicle and driver
  • Misfuelling cover
    Accidentally filled your car with the wrong fuel? It happens. We pay to drain and flush your fuel tank, as well as cover the damage to the car’s engine.
  • European cover
    Get the same level of cover as you have in the UK in the EU for up to 180 days a year.
  • Vandalism promise
    If your car is vandalised and you have to claim, you'll keep your no claim discount - you'll just need to pay your excess.
  • Replacement child seats
    If your car is damaged in an accident, even if there’s no apparent damage.
Optional extras

Have we left you wanting more? Here's what you can add to your policy

Multi car insurance

Got another set of wheels? Perhaps you need our multi car cover

Green and white cars next to each other
  • Cover up to 6 cars and 12 drivers with Multi-car
  • Schedule different start dates or add them in later
  • Choose the cover levels and specific optional extras you'd like for each car
  • Our cheapest way to insure more than one car
 
Classic Car insurance

Own a classic car? You lucky thing. You get all this with our classic car insurance...

Classic car driving on a road with trees and a cloud in the sky
  • Agreed value upfront; we'll pay what we've agreed your car's worth if it's written off.
  • £300 cover for loss or damage to belongings in your car, like clothes, your bag or mobile phone.
  • Uninsured driver promise. If the other driver's not insured and the accident’s not your fault, there's no excess to pay as long as you have their details of the other vehicle and driver.
  • To save time, you can now add up to 6 classic cars on one policy.
Award rosette
Our awards and recognition

We're always in top gear when it comes to car cover

  • Given the prestigious Defaqto 5 Star Rating 
  • Proud to be the UK's most recommended insurer
  • Our customer service is truly award winning
Policy documents

Learn more about the nuts and bolts of our cover - the policy documents are all here

You can get these and other documents from us in Braille, large print or audio by dropping us a line.

Now sit back, relax and start your quote