Travel Insurance from LV=
Why choose LV= Travel Insurance?
Our Travel Product offers two policies, Essential and Premier - both offer the following key benefits for UK, European or Worldwide travel:
- Up to £10m cover for emergency medical expenses
- Up to £5,000 if you need to cancel your trip before you travel due to unexpected illness
- No upper age limit on single trip policies & cover up to 79 years of age for annual multi-trip policies
- Cover for pre-existing medical conditions maybe provided
- Ability to add up to 10 people on the same policy even if you don’t all live at the same address
– ideal for families and groups of friends - Cover for one person to stay or travel with you if medically necessary when on a trip
With Premier cover you get the extra reassurance of:
- Cover if the actual provider of your transport, accommodation or excursion goes bust before or during your trip
- Cover to get you to your destination if you miss your departure for example because your pre-booked transport doesn’t run to time or snow prevents transport running
- If your transport is delayed for more than 24 hours or cancelled and no alternative can be found you can choose to either cancel your trip or can claim for additional travel and accommodation costs to get you to your destination
The table below shows some of the limits of cover in our Essential and Premier policies:
Essential | Premier | |
|---|---|---|
Cancelling your trip before you travel | £5,000 | £5,000 |
Cancellation / abandonment after delays | X | £5,000 |
Additional transport & accommodation costs | X | £1,000 |
Delay at your departure point | X | £250 |
Bankruptcy of travel provider | X | £5,000 |
Maximum trip length on annual multi trip policies | 31 days | 90 days |
Emergency medical expenses | £10m | £10m |
Cancelling excursions or activities while on your trip | £5,000 | £5,000 |
Cutting short/cancelling your trip after you've travelled | £5,000 | £5,000 |
Personal liability | £2m | £2m |
Personal accident | £25,000 | £25,000 |
Legal advice & expenses (up to £50,000 per cover) | £25,000 | £25,000 |
Activities included | Standard only | Adventure & standard |







