Why buy a Stocks & Shares ISA?
"ISAs aren't just for the wealthy or experienced investor."
Beat the Taxman
ISAs protect your investments from income and capital gains tax. You don't even need to declare your ISA investments to the taxman. Note: no reclaims of tax can be made on dividend payments received within the fund.
Your annual ISA allowance
It's so generous that the Chancellor limits what you can pay into your ISA each year. If you don't use it one tax year, the opportunity is gone as it cannot be carried forward.
Potential Long-term growth
A Stocks and Shares ISA offers the potential for higher returns over the medium to long term, provided that you are prepared to see the value of your investment go up and down.
Spread Your Risk
Investing in different types of investments can help to reduce risk - it's 'not putting all your eggs in one basket'. The LV= ISAs are managed in this way.
It's easier than you think
ISAs aren't just for the wealthy or experienced investor. The LV= ISA is available from £100 per month or a lump sum of £1000.
Make the market work for you
By investing each month you can benefit from market ups and downs. When prices are lower you get more for your money, and you buy less when prices are high. This means you would normally buy at a lower average price.
The LV= ISAs are stock market related investments. The value of investments and any income from them may go down as well as up and is not guaranteed. Past performance should not be taken as a guide to future investment performance. To ensure you fully understand all the risks associated with this investment and the risks to each Fund, please ensure you read the LV= ISA Key Features Document (PDF 221KB - Opens in a new window).
Next steps
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