ISA Information
The tables below provide some more information on each of the ISAs LV= offer. If you have further queries, please refer to our Frequently Asked Questions page or call us and our friendly UK call centre staff will be only too happy to help.
Cash ISA:
Cash ISA - Easy Access Savings
- Available to UK Residents aged 18 or over
- Save lump sums and/or regular amounts from £10 up to £3,600, subject to subscription limitations
- Inflation will reduce the real value of your savings over time
- Build up a fund that gives you easy access to your savings (by post)
Stocks & Shares ISAs:
Stockmarket ISA
- Available to UK Residents aged 18 or over
- Invest a lump sum of at least £1000, or a regular amount of at least £30 a month, with the flexibility to access your money if required
- You can invest up to £7,200 in each tax year, subject to subscription limitations
- Invest in stocks and shares with the potential for growth, ideally for 5 years or more
- Your choice whether to invest in our Growth Fund or European Ex-UK Growth Fund, or both
- No reclaims of tax can be made on the dividend payments received within the fund
- Our Stockmarket ISA is a stockmarket related investment, so you're not certain to make a profit and could get back less than you invest
With Profits Life ISA
- Available to UK residents aged 18 to 64
- Invest regularly from £30 a month, or £750 a tax year
- Invest lump sums from £750 to £7200 a tax year, subject to subscription limits
- Invest in our With Profits Fund, with the potential for growth, ideally for 5 years or more
- No reclaims of tax can be made on the dividend payments received within the fund
- Our With Profits Life ISA is a stockmarket related investment so you are not certain to make a profit and could get back less than you invested
Tax treatment depends on your personal circumstances. Please refer to the Key Features for details of how contributions and benefits from your policy will be taxed. Any references to taxation are based on our understanding of current legislation and HM Revenue & Customs practice, which is subject to change. If the Government changes the tax treatment of ISAs this could affect how much you get back.
