How we manage With Profits investments

Every company that offers With Profits investments is required to document the Principles and Practices (the beliefs and behaviours) behind how they manage their With Profits investments; so consumers can understand what to expect from the provider they invest with, or are considering investing with.

There are two versions of the document available. Please click on the version you would like to read.

Your guide to how we manage our With Profits fund is the consumer friendly explanation of what you can expect from us as a With Profits provider.

Principles and Practices of Financial Management is a more detailed explanation of how we manage With Profits investments. Please note this is a larger, more technical document.

We have also produced reports reviewing the operations of our With Profits business against our Principles and Practices.  Click the links below to read the reports.

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