Principles and Practices of Financial Management "PPFM"
When you invest in a with profits policy, you are entrusting your money to the present and future financial management performance of the company with whom you invest.
Every company that offers With Profits investments is required to document the Principles and Practices (the beliefs and behaviours) behind how they manage their With Profits investments. This is so consumers can understand what to expect from the provider they invest with.
There are two versions of the document available. Please click on the version you would like to read.
View the PPFMs by clicking the links below:
"Your guide to how we manage the RNPFN Fund for With Profits business" (PDF 61KB)
This is the consumer friendly explanation of how you can expect the RNPFN with profits fund to be managed.
"Principles and Practices of Financial Management (PPFM) - RNPFN Fund" (PDF 116KB)
This is the PPFM that Liverpool Victoria Life Company Limited currently applies in managing the with profits business within the RNPFN Fund. Please note this is a larger, more technical document.
RNPFN Fund PPFM Summary of Changes (PDF 34KB)
This is a summary of the changes made to the PPFM since it was first produced.
Annual report for 2007 from the Board of LVLC RNPFN Fund (PDF 59KB)
This is a report reviewing the actual operations of the RNPFN Fund during 2006 against the Principles and Practices.
This provides details of the spread of investments in the RNPFN With Profits Fund
Alternatively you can contact us and request a copy of any of these documents by calling 0800 77 66 77.
For Textphone call 18001 followed by the advertised number.
To help continually improve customer service, calls may be monitored and/or recorded.
Scheme of Transfer document
The business of the Royal National Pension Fund for Nurses was transferred to Liverpool Victoria Life Company Limited by means of a Scheme sanctioned by the High Court. A copy of the scheme is provided below.
Scheme of Transfer document (PDF 314KB)
We are able to provide literature and communications in the following alternative formats: Braille, large print, audio tape. Should you require information on this product or service in any of these formats, please contact us.
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