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LV= Annuities

Our annuities are available to those aged 55 and over and offer personalised rates based on lifestyle and medical history.

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Because some people are likely to have a lower than average life expectancy, we are able to offer them higher levels of income than most standard conventional annuity providers.

These are sometimes referred to as enhanced annuities or impaired life annuities.

If you want to learn more about your options as you approach retirement, you can visit our dedicated website that has lots of hints, tips and useful information. This will help guide you through the steps to get you the income you need for your retirement.

Pension Annuity

The Pension Annuity uses the proceeds of your pension fund to provide you with a guaranteed income for the rest of your life.


Pension Income Plus Annuity (PIPA)

The Pension Income Plus Annuity provides a secure income for life based on your lifestyle and health status, as well as the added benefit of potential investment returns.


If the Government changes the way annuities are taxed, the income paid to you may fall. How much tax you pay depends on your personal circumstances. Please see the Key Features for details of how your annuity payments will be taxed. Any references to taxation are based on our understanding of current legislation and HM Revenue & Customs practice, which can change.



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