Society is changing. With every medical and technological breakthrough, we're living longer and more complex lives. And as the world around us changes, our aspirations are changing too.
The Flexible Transitions Account delivers ultimate versatility to help meet your changing needs and the needs of the people who matter most to you, for the rest of your life.
Providing for your future is important. The LV= Flexible Transitions Account can help provide for your retirement and make sure your transition into retirement is as smooth as possible.
If you love the idea of a SIPP (a self-invested pension plan), but you really need or want financial advice and do not want to go it alone, then this may be the answer. We've designed this plan for people who want to take advantage of a wide range of investment options, but who would prefer to do this with the help of a Financial Adviser.
This plan is not suitable for those investors who want to make investment decisions on their own, without advice. So it is likely to suit you if you want more from your pension plan than simply a range of funds offered by an insurance company, but want to be guided along the way.
Yes, if you're a UK resident aged up to 85. If you wish to pay contributions, you must be under age 75. For under 16s, contributions must be paid by a third party.
You can pay regular contributions by monthly or yearly Direct Debit. You can also pay single contributions at any time by cheque.
Your fund will grow free of UK income and capital gains tax. The only exception is tax on dividend income from UK equities, which cannot be reclaimed.
Your tax position, the way that pension funds and contributions are taxed, or the range of benefits available from a pension plan could change in the future. This could reduce the potential growth from your investment, or mean that you need to pay more into the plan to achieve the level of pension income that you need.
Any reference we make to taxation is based on our understanding of current legislation and HM Revenue & Customs practice, which can change.
If you have a question that is not answered above you might like to search for some other commonly asked questions about our Pensions.
If you still can't find the answer you're looking for, you can contact us.
Please note that if your question is specific to your plan and not covered in our FAQs you may need to refer to your original plan documents or call one of our trained service advisers.
You can phone us about an existing LV= Pension product. Our lines are open Monday to Thursday 9.00am - 6.00pm and Friday 9.00am - 5.00pm.
You can phone us
Call our UK-based advisers for more information
0800 756 8847
Quoting offer code IELO
Textphone: 18001 0800 756 8847
9am - 6pm Monday to Thursday
9am - 5pm on Friday
If you're an IFA please call:
Textphone: 18001 08001691111
We may record and/or monitor calls for training and audit purposes.