Mortgage life insurance

A range of mortgage insurance products designed to help pay off your mortgage or provide a regular income to help pay your mortgage payments

Level term insurance

Often taken out to cover an interest only mortgage, level term life insurance provides a one-off lump sum if you die during the term of the plan.

Choose amount you can afford to pay from £5 a month or the amount you would want to be paid in the event of a claim.
For UK residents aged 17 to 69.
Quick and easy online quote and application.
99% of claims paid in 2010.

Decreasing term insurance

Often taken out to cover a repayment mortgage, decreasing term life insurance provides a one-off lump sum if you die during the term of the plan. The amount of cover reduces over time in line with a typical repayment mortgage.

Cheaper than the same initial amount of cover for level term as the amount of cover reduces over time.
For UK residents aged 17 to 69.
The same easy application as level term.
99% of claims paid in 2010.

Life with critical illness

Provides a one-off lump sum if you die or are diagnosed with one of the critical illnesses during the term of the plan.

38 illnesses covered.
For UK residents aged 17 to 59.
93.5% of critical illness claims paid in 2010.

Mortgage payment protection

Could pay your rent or mortgage payments if due to an accident or sickness your income stops.

For UK residents aged 17 to 65.
Your mortgage and lifestyle protection can start from £10 a month.

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This isn't a full list of all our insurance products to protect yourself but a selection of products that you might find of interest. Each product has a page providing more information about the details of the product with additional benefits. If you're unsure if these products meet your needs we can also provide financial advice. We can only offer advice on LV= products. If you want to discuss one of our products in more detail phone 0800 587 3057. Quoting offer code IELO. For Textphone call 18001 followed by the advertised number. Lines are open Monday to Friday. We may record and / or monitor calls for training and audit purposes.