Types of cover
Our mortgage payment protection cover can protect you against sickness, accident and unemployment. You can choose from the types of cover below.
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Level cover:
The regular income we would pay you is fixed when you start paying the premiums and won't change. This means it won't keep up with inflation, and will buy less in the future.
Inflation-linked cover (Living Expenses Protection only):
Both the regular income we would pay you and the premiums you need to pay go up each year in line with inflation. We measure this using the Retail Prices Index (RPI).
Inflation-linked cover is only available for Living Expenses Protection.
If you stop paying your premiums, you may not be covered when you need it most. You can cancel your plan at any time, but if you do, you won't get anything back.
