Protect the home and lifestyle you love

If you can't work due to an accident or sickness, traditional mortgage payment protection products only pay out between one and two years. If you have a long-term commitment to make payments on your mortgage, it's important to be able to protect your ability to make these payments.

We've designed a new way to protect the home and lifestyle you love with our high quality mortgage payment protection product that offers you a lot more protection than most traditional mortgage payment protection products, and it's called Mortgage & Lifestyle Protection.

Maybe you've been looking at products such as Mortgage Payment Protection and Accident, Sickness and Unemployment Cover to protect your income. But did you notice that these products, even though cheap and instantly available, only cover you on average for between 12 and 24 months? Most of them also come with premiums that can go up as you get older or change based on the number of claims you make.

We don't think that's right. So we’ve looked at these traditional products, taken the best bits, and designed our own product from the ground up, based on your real needs as a homeowner and provider.

The mortgage payment protection from LV= covers you if you can't work due to accident and sickness and will pay out until you can go back to work or the end of your plan, however long it takes. Whether it’s 24 months or 24 years. Mortgage payment protection from LV= has been designed to provide long term protection for:

• your mortgage payments,
• your rent, and
• the cost of living.

You also have the option to add on unemployment cover. This pays out for 12 months for any one claim and 36 months in total for multiple claims over the term of the plan.