Mortgage payment protection from LV=

Most Mortgage Payment Protection Insurance products only cover you on average for 12 months if you're unable to work because of sickness or an accident. We don't think that's long enough, which is why our mortgage payment protection will pay out until you can go back to work or until the end of your plan, however long it takes. Whether it’s 24 months or 24 years. Plus, you can also choose to get covered for unemployment.

Quick guide

• It protects you long-term against loss of income because of accident or sickness.
• Get regular payments while you can't work.
• It can cover your rent or mortgage payments and the cost of living.
• Cover is flexible and you can change it in the future, as your life changes.
• You can choose from:
  - level or inflation-linked cover.
• You're not limited on the number of claims you can make. 
• Your premiums are guaranteed.
• You can add unemployment cover.
• Free online health service.
• You won't have to pay your premiums while we are paying your claim. 
• Defaqto gave our product a '5 Star Rating', which means that it's among the best in the market.

Important things you should know

• If you stop paying the premiums for Mortgage & Lifestyle Protection, you may not be covered when you need it most. 
• If you cancel the plan, you won't get any refund or get back any premiums you've paid.
• We'll only pay a maximum of 12 months unemployment cover per any one claim, and a total of 36 months over the lifetime of a plan.
• You can't take out unemployment cover on its own.
• You can only have inflation linked cover for Living Expenses Protection.

Next steps