Types of cover
Our life insurance with critical illness cover policy protects you and your family. You can choose from the types of cover below.
Not sure about some of the words we use? Turn on our Glossary here.Glossary loading...
Decreasing cover
This type of cover is specifically designed to cover the reducing amount you owe on a capital and interest repayment mortgage. The amount you are covered for goes down each year, but the premium you pay remains the same.
Level cover
The amount you are covered for is fixed when you start paying the premiums, and won't change. This means it won’t keep up with inflation, and will buy less in the future.
Inflation linked - not available online
The amount of cover you choose and the premium you pay will both go up each year in line with inflation.
If you stop paying your premiums, you may not be covered when you need it most. You can cancel your policy at any time, but if you do, you won't get anything back.
