Life Protection for young people

As with all insurance, Life Protection is based on risk. Young, healthy people are more likely to be considered low risk and therefore should pay lower life premiums – although extreme sports may raise your premium!

If you're young, you'll hopefully have a long life ahead of you, but the main reason for thinking about Life Protection applies no matter how old you are, and that is who would lose out financially if you died?

Old or young for life insurance

You can apply for most of our policies between the ages of 17 and 79. Although it's unlikely you have dependants at 17, there may be other family members that you help to support.

For example, you could:

• still live with your parents, who are financially dependant on your earnings 
• have an aging relative who you help
• have other loved ones that you want to help
• have a business to consider

Also, at the start of your working life, you probably have relatively small savings and only limited pension benefits. Would these be enough to provide for those left behind, especially in times of rising costs?

Premiums from £5 a month

Our policies will pay out either a lump sum or a regular income to help support your family and repay any debts if you die during the life insurance term.

With most of your working life ahead of you, it's worth thinking about income protection, sickness and accidents. Our income and mortgage payment protection plans can help provide a regular income if you can't work due to accident or sickness – and, when you start thinking about setting up a home, we've protection options for you and your family.

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