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The critical illness claims we paid in 2011

We paid out on 88% of claims in 2011.

Hands and feet

We're proud of the amount of claims we accept. See the types of claims we paid out on as well as some real life examples of critical illness claims.

Critical illness claims statistics for 2011

Total amount of claims paid out

£9.67m

Average payout per policyholder

£70,098

Average age of female claimant at claim

45

Average age of male claimant at claim

50

Total claims paid

88%

Reasons for Decline

Non–disclosure

3%

Not meeting the claim definition

9%

Total declined claims

12%


Types of critical illness claims we paid in 2011

Permanent Total Disability 4%, Heart / Artery related condition 1%, Multiple Sclerosis 6%, Stroke 8%, Heart Attack 11%, Arthritis / other Musculo-skeletal 1%, Cancer 61%


Examples of actual critical illness claims we paid in 2011

Critical Illness Diagnosis

Gender

Age

Occupation

Amount

Malignant melanoma

Female

24

Marketing manager

£30,000

Cervical cancer

Female

32

Health care worker

£88,820

Brain tumour

Male

32

Architect

£100,000

Breast cancer

Female

34

Personal assistant

£25,000

Multiple sclerosis

Female

43

Veterinary nurse

£22,339

Heart attack

Male

46

Carpenter

£35,636

Colon cancer

Female

47

Managing director

£109,750

Stroke

Female

51

Office manager

£30,000

Breast Cancer

Female

51

Teacher

£67,500

Ovarian cancer

Female

53

Nursery nurse

£6,636

Stroke

Male

55

Farm manager

£50,000

Parkinson's disease

Male

55

Fitness instructor

£37,000

Heart attack

Male

62

Mortgage adviser

£25,000


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