How much cover can I get?
The amount you pay each month depends on how much cover you want and how long you want it for. It also depends on your personal circumstances, such as age, gender and your medical history.

To give you an idea of how much it might cost you each month for £100,000 level cover, for a term of 20 years, here are some examples.
They are for single life cover only. Please note these premiums assume you're in good health and the actual premium you'll pay depends on your individual circumstances.
Female and male cover amounts
Age | Smoker? | Cover amount | Male | Female |
|---|---|---|---|---|
25 | No | £100,000 | £6.08 | £5.00 |
30 | No | £100,000 | £6.82 | £5.51 |
35 | No | £100,000 | £8.55 | £6.78 |
40 | No | £100,000 | £11.66 | £9.14 |
These premiums are correct at December 2009.



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