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Types of Income Protection cover

Our Income Protection cover protects you and your loved ones. You can choose from the types of income protection cover below.

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Level cover:

The amount you are covered for is fixed when you start paying the premiums, and won't change. This means it won’t keep up with inflation, and will buy less in the future.


Inflation-linked cover:

The amount you are covered for and the premium you pay go up each year in line with inflation. We measure this using the Retail Prices Index (RPI).


If you stop paying your premiums on your income protection policy, you may not be covered when you need it most. You can cancel your policy at any time, but if you do, you won't get anything back.


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