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Accidental Death Cover

Nobody likes to think about it, but accidents are a fact of life and can happen to anyone, at any time.


£25,000 Accidental Death Cover from £2.95 a month - less than 10p a day

Accidental Death Cover from LV= could give you and your loved ones some peace of mind and make sure that your family will get financial support, should the worst happen to you. This is protection cover only, and has no cash in value at any time.  If you stop paying your premiums, you won't be covered when you need it most.

Why choose an LV= Accidental Death cover?

  • Get covered from £2.95 per month.
  • Acceptance is guaranteed and no medical is required.
  • Choose the level of cover that suits you.
  • Fixed 10 year term.
  • Cash lump sum payable if you die within the policy term because of an accident, that happened no more than a year before you die.
  • You are covered 24 hours a day, everyday, anywhere in the world (exclusions apply - see the Policy Summary and Policy Conditions for details).
  • Option to get additional cover for your partner.

To apply for an LV= Accidental Death cover:

  • You must be a UK resident (excluding the Channel Islands or Isle of Man).
  • You must be aged 25 to 70.


Additional cover for your partner

Providing they are eligible (aged 25 to 70 and a UK resident, excluding the Channel Islands or Isle of Man), your partner can also take advantage of this offer of Accidental Death Cover. What's more, take out a joint plan and your combined monthly premium is lower than if you were both to take it out separately, although with a joint plan, it will only pay out once. The plan will then end. You are only able to take out one Accidental Death Cover plan with LV= each.


Choose your level of Accidental Death Cover

 

Gold Cover
(£25,000)

Platinum Cover
(£50,000)

Single life cover

£2.95 per month

£3.99 per month

Joint life cover

£3.95 per month

£5.99 per month

Remember that the level of cover you choose is fixed when your plan starts and doesn't change. This means it won't keep up with inflation, and will buy less in the future.

 Get a free gift when you apply.

Normally the lump sum we pay out when you die will go into your estate.  Inheritance Tax could apply to the part of you estate that is worth more than £312,000 for tax year 2008/2009.

Tax treatment depends on your personal circumstances. Any references to taxation are based on our understanding of current legislation and HM Revenue & Customs practice, which is subject to change.


Next steps


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Request more Accidental Death Cover information

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