Every company that offers with-profits investments has to document the principles and practices (the beliefs and behaviours) they use to manage these investments. Below you can download our Principles and Practices of Financial Management (PPFM) documents.
PPFMs are technical documents but customer friendly versions are available. These are called 'Your guide to how we manage our with-profits fund' and can be viewed here.
...and Guaranteed Capital Bond.
This is the relevant PPFM if you have one of these policies.
This is the relevant PPFM if you have one of these policies:
If you took out a with-profits policy through RNPFN (a policy which was underwritten by RNPFN, before they were acquired by Liverpool Victoria Life Company Limited), you will require the RNPFN version of the PPFM.