Travel insurance comparison
Travel insurance comparison tips – what to look out for when you compare travel insurance policies and offers.
The type of cover offered by travel insurance providers can vary. And, because different types of travel and holidays involve different risks, it’s common sense to take some time to shop around and do a travel insurance comparison.
It’s important to make sure that you get the cover you want – and it’s important to remember that value is more important than price – so make sure you review all aspects in your comparison, not just the cost.
What do you want to cover?
Most travel insurance policies are either annual (multi trip) or single trip policies – make it a part of your travel insurance comparison to be sure that you choose the one that suits you best.
And if your travel is for business or involves special activities, such as winter sports, make sure that you’ve got the right cover.
How to do a comparison
Travel insurance comparison: premiums
Travel insurance premiums depend on the range of cover offered or chosen, what’s included as standard and what optional extras or special circumstances you want to cover.
Comparison tip: make sure you’re aware of the differences, as well as the similarities.
Travel insurance comparison: limits
The limits of cover and the excess (the amount you have to pay if you claim) can vary between different risks insured – and can vary from provider to provider. It’s important that you look at all the elements when you compare travel insurance.
Comparison tip: watch out for the limits of cover and the relevant excess.
Travel insurance comparison: what’s covered?
Some travel insurance policies are more comprehensive than others and it makes sense to check that you’re covered for what you want and that you aren’t paying for cover you don’t want.
Comparison tip: watch out and check the cover.
Travel insurance comparison: options
Make sure you’re aware of any optional covers within a travel insurance policy. What’s included in one policy may be an additional cover selection in another.
Comparison tip: watch out for options and what you may have to pay for.
Travel insurance comparison: terminology
Not all companies use the same terminology for the same thing. Make sure you understand what you’re paying for when you compare terms.
Comparison tip: watch out for the meaning of terms and phrases.
Travel insurance comparison: small print
If you’ve decided it’s worth taking out travel insurance to help ease the situation if things go wrong with your travel arrangements, you may as well take the time to understand the policy!
Comparison tip: watch out for what the small print says.
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