Optional Home Insurance extras

Covers the cost of assistance as a result of an emergency at your home 24 hours a day, throughout the year. It covers you for emergency repair costs up to £500 (exceptions may apply).

• Heating (such as breakdown of a boiler)
• Internal plumbing and drainage system (damage or failure)
• Gas and electrics (including loss or failure of main source of gas or electricity)
• Roofing (covers leaks or missing tiles)
• Loss of house keys
• Home security (including broken or damaged windows and doors that are a security risk)
• Pests (such as a pest infestation)

With our home insurance you already get some accidental damage cover. On buildings there's cover for accidental damage to fixed glass, sanitary fittings, ceramic hobs, cables, underground pipes and drains. On contents there's accidental damage cover for home entertainment equipment, mirrors, and glass in furniture.

You can also extend your existing accidental damage cover for extra protection against household accidents like spilling paint on your wooden floor, dropping food on your carpet, breaking ornaments… or even damage caused by your pet.

Take out this option and we'll cover the personal belongings you normally take out of your home with you (including your watch, spectacles, mobile phone, handbag and its contents) against loss or damage while anywhere in Europe and up to 60 days worldwide.

We'll also cover money and credit cards taken away from the home, up to £500 each.

Cover for damage or theft of your or your family's pedal cycles away from your home while you're in the UK, Europe and up to 60 days worldwide.

We'll only cover theft of your pedal cycle away from your home if it is stolen while locked to a permanent structure for example a cycle rack or a lamp post.