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Car Insurance from LV=

Our UK car insurance is tailored around you, and covers exactly what you need.

LV= car insurance

Advantages of a car insurance quote from LV=

  • quick and easy application process

You can also add other car insurance options:

  • courtesy car 
  • cover for up to 180 days in EU countries
  • legal expenses up to £100,000
  • increase personal accident benefit from £10,000 to £100,000
  • guarantee your No Claims Discount
  • Road Rescue breakdown cover 

5 Star Rated car insurance

Defaqto 5 star award logo 2011

5 Star Rated Cover – awarded by Defaqto, the independent financial research company, for the eighth year in a row for being one of the best quality insurance products on the market.

Important

Before getting a car insurance quote, please make sure you meet the following:


The car you wish to insure:

  • was manufactured for the UK market, for example it's not an import
  • is registered and normally kept in Great Britain, Northern Ireland, Isle of Man or Channel Islands
  • won't be used abroad for more than 180 days in a row
  • is not used for hire or reward

We can insure motorcycles in some cases, but for more information and to see if we can insure you please call us.

The drivers:

  • are legally entitled to drive
  • are aged between 17 and 85 (inclusive)
  • are residents of mainland UK, Northern Ireland, Isle of Man or Channel Islands

Proof of No Claim Discount entitlement:

For us to accept proof of your previous No Claim Discount, it must be:

  • issued by your previous UK insurer
  • less than 12 months old
  • in the name of the policyholder
  • written in English
  • not currently being used on any other policy

To read more about what LV= car insurance offers, take a look at our table of car insurance features and benefits.


Frequently asked questions

Will you be able to meet my own specific insurance needs?

At LV= we recognise that 'one size does not fit all' and that your needs might be very different to those of the next person. Accordingly, you have the flexibility to take out three different types of car insurance cover - Third Party Only, Third Party Fire and Theft or Comprehensive cover, depending on what you want or need.

As well as this, you can add optional extras like Motor Legal Expenses cover or extra European cover. If you have Third Party Fire and theft or Comprehensive cover you can also ensure that a courtesy car is available if you need to make a claim.

If you have a full no claims discount you can also opt to guarantee your No Claim Discount, and if you take our comprehensive cover you can increase the personal accident cover. You can also benefit from a multi product discount if you insure more than one car with us.

What happens if I need to make a claim with LV=?

We realise that if you need to make a claim you'll want to be back on the road as soon as possible. If you're unlucky enough to be involved in an incident, you can contact us 24/7 for our support. We have a car claims advice page dedicated to what you need to do should this happen. As well as including the important phone numbers you'll need, there's also information about how the claim will be handled, and some frequently asked claims questions and answers. We also have two videos which show you how cars are assessed and repaired in our selected repairer garages.

Are there any tips that can help me avoid claims in the first place?

Hopefully you won't need to make a claim on your car insurance policy, and you might want to look at our motor insurance hints and tips pages for practical advice. We cover topics like winter driving, and how to prepare for night-time driving, as well as securing your car and even tyre maintenance.

Our 'My Car' section also has practical hints and motoring news stories.


For more frequently asked questions visit our FAQ section, we also have a useful hints and tips section offering practical articles on how to safeguard your car against common perils.


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