Skip to page content

Car Insurance from LV=

With up to 75% no claim discount isn't it time you found out how much you could save?

Get a car insurance quote
car headlight
Retrieve a previously saved car insurance quote (opens new window)
Find the telephone numbers you need to manage your policy or make a claim

Why choose LV= Car Insurance?

Which? recommended car insurance provider January 2012. Defaqto 5 stars award.

You'll love what our 5 star rated car insurance has to offer:

  • Up to 75% no claim discount
  • We'll give you a discount when you insure two or more cars with us
  • We've got friendly UK call centres
  • You'll love our 24 hour claims helpline
  • Repairs by our approved suppliers are guaranteed for 5 years
  • If your car keys are lost or stolen we'll replace your locks and keys
Get a car insurance quote online (opens in new window)

Your choice of...

optional extras

Motor legal expenses cover up to £100,000

Motor legal expenses cover for £24.90 or less
More information about extended motor legal expenses

Guaranteed courtesy car cover

Guaranteed courtesy car for £14.90 or less
More information about guaranteed courtesy car

European car insurance cover for up to 180 days

European car insurance cover for £19.90 or less
More information about additional cover for driving in Europe

Increased personal accident cover to £100,000

Extended personal accident cover for £19.90 or less
More information about extended personal accident cover

Breakdown cover from Britannia Rescue

Breakdown cover from £27
More information about breakdown cover

You can also protect your no claim discount for an additional premium. Find out more on our optional extras page.


Frequently asked questions

Will LV= be able to insure me?


The car you wish to insure:

  • was manufactured for the UK market, for example it's not an import
  • is registered and normally kept in Great Britain, Northern Ireland, Isle of Man or Channel Islands
  • won't be used abroad for more than 180 days in a row
  • is not used for hire or reward

We can insure motorcycles in some cases, but for more information and to see if we can insure you please contact us.

The drivers:

  • are legally entitled to drive
  • are residents of mainland UK, Northern Ireland, Isle of Man or Channel Islands

Proof of no claim discount entitlement:

For us to accept proof of your previous no claim discount, it must be:

  • issued by your previous UK insurer
  • less than 12 months old
  • in the name of the policyholder
  • written in English
  • not currently being used on any other policy (unless we've agreed to match it)

Is a discount available if I insure more than one car with you?


If there is more than one car in your household we'll give you a discount for insuring them all with us. Our multi-car insurance is available for all cars insured by LV= at the same UK address.

When you get a quote for car insurance online or over the phone we'll ask you whether you have another car insured with us. Just tell us if you do we'll give you the multi-car discount.


Am I guaranteed a courtesy car?


For £14.90 for the year (equivalent to just £1.25 a month), we'll give you a guaranteed courtesy car while your car is being repaired (by our selected repairer service). Or for up to 14 days if:

  • your car is damaged beyond cost effective repair and cannot be driven
  • has been stolen and not recovered

We'll also insure the courtesy car for you; you'll only have to pay for the fuel - a courtesy car isn't available to third party only car insurance policyholders.

A guaranteed courtesy car is just one of a range of optional extra you can choose to add to your policy. Discover the full range of optional extras.


What is the benefit of adding optional extras to my cover?


We offer a range of optional extras that allow you to tailor your level of cover to suit your needs - giving you great value for the level of cover that you're most comfortable with. For example, if you're likely to spend time driving in Europe then we can extend the level of cover you get in the UK to other EU countries for up to 180 days - find out more about our optional European Car Insurance cover.

Want to learn more about the other optional extras we offer?


Ask your your own car insurance related question with our interactive FAQs.



Get a car insurance quote online (opens in new window)
Skip top of page or to page menu
Feedback Form