If you're confused about which product is right for you, we can help. Speak to one of our friendly advisers who can make sure you have the right cover. We can offer advice on LV= products only.
Taking care of yourself or your loved ones in the event of death or critical illness is one of the most important things you'll probably ever do. Life insurance is a way to financially protect yourself or your loved ones should you die.
...like Laura, who first joined LV= in 2003. She has a wealth
of experience within the Financial Services sector and has been a protection adviser since 2010.
A typical review will take about 20 minutes and all advice offered will be followed up in writing.
With very little support from the state it's important to have additional protection in place. Our income protection policy will ensure that you still have some income coming in if you're unable to work because of long-term sickness or an accident. The money paid out is currently tax free and is designed to protect your standard of living.
Our life protection policies will pay out a lump sum to help support your family and repay any debts, like your mortgage, if you die during the term of cover. We may also pay out if you're diagnosed with a terminal illness. (Certain restrictions apply). Payment from these types of policy will normally go to your estate, which may be subject to Inheritance Tax. Inheritance Tax could apply to the part of your estate that is worth more than £325,000 for tax years 2013/2014 to 2017/2018.
With our full range of protection options we can help ensure that you and your family are protected financially in your new home.
We all know how much children change our lives, so at a time like this it's more important than ever to make sure that they're financially secure should the worst happen to you. We're able to work out how much cover you and your family would need if you died or were unable to work because of an accident or ill health.
Our critical illness policies can make sure that you receive a lump sum if you're diagnosed with one of the covered serious illnesses or conditions and survive for at least 14 days. The money can be used to repay a mortgage or other debts or to make alterations to your home to help you and your family adjust. We only cover the 59 critical illnesses defined in our Policy Conditions, and no others.
You can also phone
Call our UK-based advisers for more information or a quote:
0800 756 8515
Quoting offer code IELO
Textphone: 18001 0800 756 8515
9am - 8pm Monday to Thursday
9am - 5pm on Friday
We may record and / or monitor calls for training and audit purposes.
We offer advice on LV= products only