Life Insurance with Critical Illness
Our life and critical illness cover can pay a lump sum if you die or suffer a critical illness
- With a total of 48 critical illnesses covered we’re one of the market leaders
- Up to £25,000 children’s critical illness cover included at no extra cost
- We pay claims quickly – and you can use your lump sum how you want
Types of life insurance with critical illness cover
Our Life Insurance with critical illness cover protects you and your loved ones. You can choose the level of life insurance with critical illness protection that best suits you.
Level life insurance with critical illness cover
- The amount you're covered for is fixed when you start paying the premiums and won't change.
- It won't keep up with inflation, and may buy less in the future.
Decreasing life insurance with critical illness cover
- This type of cover is specifically designed to cover the reducing amount you owe on a capital and interest repayment mortgage.
- The amount you're covered for goes down each year, but the premium stays the same.
Find out more about decreasing life with critical illness cover
Inflation-linked life insurance with critical illness cover
- The amount you're covered for and the premium you pay go up each year in line with inflation.
- We measure this using the Retail Prices Index (RPI).
Find out more about inflation-linked life with critical illness cover
Life insurance with critical illness types of cover comparison
The table below will help you understand some differences between decreasing, inflation-linked and level cover.
This information shouldn't be taken as advice. It's up to you to decide what's right for you and if you're not sure, you should speak to a financial adviser.
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Level Cover |
Decreasing cover |
Inflation linked cover |
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|---|---|---|---|
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Cover a repayment mortgage |
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Cover an interest-only mortgage |
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Pay off a fixed-term loan |
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Cover funeral cost |
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Guaranteed monthly premiums |
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Fixed cover |
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Cover for financial security for loved ones |
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How to apply |
*Premium and benefit will increase in line with inflation.
Our life with critical illness application is quick and easy
You can also phone
Call our UK-based advisers for more information or a quote:
0800 756 8515
Quoting offer code IELO
Textphone: 18001 0800 756 8515
We may record and / or monitor calls for training and audit purposes.
We offer advice on LV= products only
Calculate how much cover you might need
Provide some details about your life and we'll calculate the amount of cover you'll need and how much it will cost.
We've created lots of useful information to guide you through the process of finding which life insurance product is right for you.
An insurance provider you can trust established in 1843.
- 91% of claims paid in 2012
- UK's largest friendly society
- Policy summary
- Our services
Speak to one of our advisers who can make sure you have the right cover for your needs.
LV=, County Gates, Bournemouth, BH1 2NF, UK
