Multi car insurance
Save £215 with a multi car policy10% of customers saved £215 vs identical single policies. Based on 10,471 multi car policies (July 2025 to January 2026)
Your saved multi car quoteOur multi car insurance makes perfect sense
Existing multi car customers
Need to make a claim, change or renew your policy?
Why choose LV=?
- Add up to 6 cars and 12 drivers on one policy
- Add all cars at the same time, schedule some for later, or add them in afterwards
- Plus, choose the cover level and specific optional extras you'd like for each car
Take a look at our LV= car insurance customer reviews
Thanks to all our customers who have rated us ‘Excellent’ on Trustpilot!
How does multi car insurance work?
Simple to manage with plenty of benefits - here's what you'll like about our multi car cover...
- All cars on the policy must be registered at the same address
- You can set future start dates for the extra cars, making it easy for you to add cars when you need
- If you tell us when you'd like other cars on the policy to start, we'll guarantee the price you pay
- Better still, each no claim discount holder will have their own no claim discount!
- There can be a maximum of 6 drivers per vehicle and a maximum of 12 drivers on one policy
- Want to find out more on multi car insurance? Watch our short video to understand more about multi car insurance.
What's covered with our multi car insurance?
So, what can we protect you from?
- Accidental damage cover
Scratched or dented your cars? It happens. We’ll pay for repairs to make sure they’re in the same condition as they were before the accident - you'll just need to pay your excess. - Uninsured driver promise
If the other driver is not insured and the accident’s not your fault, you’ll keep your no claim discount and there's no excess to pay. We’ll just need the details of the other vehicle and driver from you. - Misfuelling cover
Accidentally added the wrong fuel? We'll pay to fix the damage to your engine and drain and flush the tank. You'll just need to pay your excess. - European cover
Get covered in the EU for up to 180 days a year at the same level as your UK cover. Perfecto! Find out more about driving in the EU. - Vandalism promise
If your cars are vandalised and you have to claim, you'll keep your no claim discount – we’ll just need you to pay your excess. - Replacement child car seats
We’ll replace your child car seats if your car has been in an accident – even if there’s no apparent damage. - New locks and keys
If your keys are lost or stolen, we’ll sort it.
More about LV= car insurance
Multi car insurance FAQs
Cover levels
Which level of cover is right for you?
There are three main levels of multi car insurance cover, so there’s something there for everyone. Let’s break it down…
Third party only
This is the minimum level of cover you can have by law. So, if you’re involved in an accident that was your fault, we’ll pay out for any damage or injury you cause to other people and their property, but we won’t cover damage to your cars.
Third party, fire and theft
This level of cover is the same as third party, plus it protects your cars from damage caused by fire, theft and attempted theft and any claims from a third party if you’re involved in an incident.
Comprehensive
Comprehensive is the highest level of car insurance cover you can get. As well as everything third party fire and theft does, it also covers the cost to repair or replace your cars if they’re involved in an accident or vandalised.
Comprehensive cover also includes additional benefits, such as windscreen damage, driving in Europe, and if you choose the option, a hire car to replace yours if a claim is made and your car is off the road.
Need a little more info? No worries, head over to our complete guide to comprehensive car insurance.
What will I need for a multi car quote?
To make things as quick as possible, make sure you’ve got this info:
- Driver details such as date of birth, address and occupation for you and any other named drivers. We’ll also need your driving licence information, such as licence number, type and details of any endorsements you have.
- Claims history including any claims or accidents, and the number of no claim discount (NCD) years you and any named drivers have.
- Car details such as the engine size, estimated mileage and where you keep it overnight.
- Eligibility – we’ll need to know if you are a UK resident and legally entitled to drive before we can insure you.
Cheaper isn’t always better, so we want to help you find the right car insurance for you at the best possible price.
For a complete list of what's needed and why, visit our guide to what you need to get a quote.
Multi Cover insurance
Keep your car and home insurance under one roof
Want to combine your car and home insurance together on one policy? No problem, with our Multi Cover insurance you can add your home and up to six cars onto one policy.
It’s less time, less hassle and one less pile of paperwork!
What do our customers think of our car insurance?
Want to know more? Take a look at our multi car insurance articles...
Your guide to understanding multi car insurance
Check out our helpful guide to help your understanding of multi car insurance. At LV= we offer multi car insurance for households with more than one car.
Is multi car insurance right for you?
If you're a new customer, you can get a quote online...
Already an LV= car insurance customer? Call us...
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