Optional car insurance extras

Legal expenses cover - £24.90

If things get legal, it’s good to know you’ve got up to £100,000 in cover to help you:

• recover uninsured losses such as compensation for personal injury or hire car costs while your car is at the garage
• defend a motoring prosecution arising from an accident while you were using your car

Guaranteed courtesy car - £14.90

With our comprehensive cover we can guarantee you a courtesy car while yours is being fixed by one of our selected repairers. Or for up to two weeks if your car:

• is beyond repair
• has been stolen and not recovered

You will only have to pay for the fuel.

European car insurance cover - £19.90

With our car insurance you already have the minimum level of insurance cover needed to drive in the European Union. But for extra peace of mind our additional European cover will:

• give you the same level of cover you have in the UK
• make sure any damage to your own car is covered in the event of an accident abroad
• cover you for trips lasting up to 180 consecutive days

£100,000 personal accident cover - £19.90

Personal accident covers you or your partner if you suffer a serious injury while travelling in, or getting into or out of, any car. For full details of injuries covered please refer to the car insurance policy document.

• Our standard comprehensive policy gives you £10,000 of cover.
• Adding this extra cover to your policy will increase this to £100,000.

This extra cover is only available if you take out comprehensive insurance with us.

Breakdown cover - from £27.00

Our breakdown cover is provided by Britannia Rescue which is wholly owned by LV=. We're there for you whenever your car lets you down.

• Average response time of under 42 minutes.*
• Over 76% of faults fixed at the roadside to keep you moving.**
• A choice of five levels of cover, so you only pay for what you need.

Find out more about breakdown cover.

* Average response time was 41.9 minutes based on 61,317 questionnaires.
** Fix rate was 76.3% based on 108,0890 invoices. All figures are from 1 January to 31 December 2012.

Protect your no claim discount for life

If you have earned four or more years no claim discount (NCD), you can protect it for the life of your policy. This means that:

• no matter how many claims you make you won't lose your NCD
• you can benefit from the same discount of up to 75% year after year

The price of this varies, we’ll show you how much it is when you get a quote.