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Car insurance

75% no claim discount
with five years claim free

Retrieve a quote

The LV= green car with small green hearts floating in the background

Three lovely reasons to choose our breakdown cover

  • Average response time of under 42 minutes.*
  • Over 76% of faults are fixed at the roadside to keep you moving.*
  • Our UK Recovery & Home Assist cover is recommended by Which?.
Which? recommended provider - breakdown services - August 2012 Defaqto 2013 - 5 star motor breakdown cover

Plus, we offer a choice of five levels of cover, so you only pay for what you need.

* Response time was 41.9 minutes based on 61,317 questionnaires. Fix rate was 76.3% based on 108,089 invoices. All figures are between 1 January and 31 December 2012.


How would you like to buy your breakdown cover?

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Add breakdown as an optional extra to your new car insurance quote
Add as an extra when you get a quote for your car insurance and choose the level of cover you need.

Get a car quote and add breakdown cover

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Add breakdown to your existing LV= car insurance policy
You can add breakdown cover to your existing policy at any time. Please call us on 0845 640 5266 where a member of our service team is ready to help you.

Call us to add breakdown cover to your existing policy.

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Take out breakdown cover as a separate policy
You can get a standalone breakdown policy directly from Britannia Rescue, which is wholly owned by LV=.

Get a quote for separate breakdown cover from Britannia


Which level of breakdown cover suits you best?

For £27 a year you're covered for the basics:

  • roadside assistance if your car breaks down more than a quarter of a mile from your home address
  • transport to a garage or destination up to 10 miles from the breakdown

If you want more, our different levels of cover give you further options. Including:

  • transport to a destination anywhere in the UK
  • home assistance
  • relief driver
  • hire car, alternative transport or overnight accommodation
  • rail ticket to collect car when repaired
  • cover in Europe

We've packaged these options into five levels of cover to give you the best breakdown support without paying for things you don't need. See the table below for a comparison of the different levels of cover available:

Compare our breakdown levels of cover

Roadside Assist

Roadside & Home Assist

UK Recovery

UK Recovery & Home Assist

UK & European Assist

Price from

£27.00

£49.00

£52.00

£64.00

£104.00

Assistance more than ¼ mile from home

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Included
Included
Included
Included

Transport to a garage or destination up to 10 miles from breakdown

Included
Included
Included
Included
Included

Transport to a destination anywhere in the UK

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Included
Included
Included

Home assistance

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Included
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Included
Included

Relief driver

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Included
Included
Included

Hire car, alternative transport or overnight accommodation

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Included
Included

Rail ticket to collect car when repaired

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Included
Included

Cover in Europe

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Included

Want a car insurance quote with breakdown?
Call our UK-based call centre on:

0800 023 2638

8am - 9pm Monday to Friday
8am - 5pm Saturday
9am - 5pm Sunday and bank holidays

More contact details

Calls may be recorded

Policy documents

These documents are for new policies.

Existing customers - call us on 0845 608 1074 for copies of your policy documents.


Drive more than one car?

Add personal cover
From £28 extra a year you can cover yourself and your partner while driving or travelling in any privately owned car in the UK.

Not sure about some of the words we use?

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LV=, County Gates, Bournemouth, BH1 2NF, UK

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