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Retirement Products

Enhanced Annuity

Our Pension annuity including:


  • Enhanced income options
  • Value Protection
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  • A choice of drawdown and lump sum lifetime mortgage options
  • Offers a no negative equity guarantee
  • We pay our own legal fees
Woman with arms outstretched.

Our Protected Retirement Plan

  • Works like an annuity, but with a fixed term and a guaranteed maturity value
  • Optional death benefits
  • No exposure to investment risk
Pension Income Plus Annuity

Our Pension Income Plus Annuity including:


  • Performance smoothing though our with-profits fund
  • Starting income levels between 0-5% AIR
  • Value Protection
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Our Flexible Transitions Account SIPP including:

  • Building up a fund
  • Taking income in retirement
  • A wide range of investment and benefit options

Simple Transparent Drawdown

Ice representing transparant simple drawdown

Introducing our new Personal Pension Drawdown option, with a service charge of only 0.25%.

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