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LV= Retirement Account

A single account supported by a single administration system which enables:

  • one combined illustration for multiple products
  • one signatureless online application for multiple products
  • simple online tracking
  • online account management to help adapt to changes in circumstances
Blended retirement solutions

No single retirement product is likely to entirely satisfy the demands for security and flexibility, and meet the consequences of wider choice. We can help to:


  • mitigate the risks 
  • simplify the process of creating blended retirement solutions
  • meet the needs of your clients.
A man and a woman on a boat.

Our Flexible Transitions Account including:


  • Personal Pension 
    • Over 170 funds from leading fund managers 
    • Flexible Guarantee Funds 
    • Active, risk-managed and passive funds 
  • SIPP 
    • Discretionary Fund Managers
    • Funds platform (CoFunds)
    • Stockbroker services 
    • Full SIPP self-investment
  • Drawdown including Flexible Access Drawdown (FAD)
Woman with arms outstretched.

Our Protected Retirement Plan

  • Works like an annuity, but with a fixed term and a guaranteed maturity value
  • Optional death benefits
  • No exposure to investment risk
Enhanced Annuity

Our Pension annuity including:


  • Enhanced income options
  • Value Protection
Pension Income Plus Annuity

Our Pension Income Plus Annuity including:


  • Performance smoothing though our with-profits fund
  • Starting income levels between 0-5% AIR
  • Value Protection
A man and a woman next to each other.
  • A choice of drawdown and lump sum lifetime mortgage options
  • Offers a no negative equity guarantee
  • We pay our own legal fees

LV= Retirement Pathfinder

Easily compose, model and personalise, single and multi product, retirement options for clients.

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