Qualifying products and criteria
Find out which products qualify and the relevant sum insured.
Product | Qualifying criteria |
|---|---|
All products | £500 monthly premium and above, or the sum insured/benefit listed below. |
Flexible Protection Plan- Life Insurance | £1m sum insured and above |
Flexible Protection Plan- Critical illness cover | £500,000 sum insured and above |
Flexible Protection Plan- Income protection | £5,000 monthly benefit and above |
Lifetime+ (whole of life) | £1m sum insured and above |
Family Income Assurance | £1m sum insured and above |
Gift Inter Vivos | £1m sum insured and above |
The maximum sum assureds we can write are:
- Life cover - £14m
- Critical Illness - £3m
- Income protection - £150k per annum
Additional information
We write Term and Critical Illness on a personal or business cover basis and business cover can be Key Person, Loan or Shareholder.
Our whole of life product (Lifetime+) can be written on a first or second death basis.
Contact us
For more information you can contact your account manager or call us on 0845 602 0690.
Large Case team
0845 605 7985
lctadmin@lv.com
Pre-sales underwriting
0845 640 5890
lctunderwriting@lv.com