Critical Illness
With more and more people surviving a Critical Illness but don't always return to full health, it's important your client is protected.
Our Critical Illness cover pays out a lump sum if your client is diagnosed with one of the 48 critical illnesses during the term of their policy, and then survive for at least 14 days. These include 7 additional partial payments for the less threatening conditions.
It's important to understand that your client is only covered for the illnesses defined in the policy conditions and no others.
Cover could be used to help pay off a mortgage, support their family or help with extra medical or living costs.
Main features
- 48 Critical Illness conditions including 16 ABI+ and 7 additional partial payments
- no standard exclusions
- children's cover included at no extra cost
- large case team support for sums £500,000 and over
- expert tele-interviewing service available
- free member benefits
- guaranteed increase options in case your client's circumstances change
- extra 10% lautro commission when you submit your case online
As part of our Flexible Protection Plan, Critical Illness cover can be included with Life Protection and Income Protection for a comprehensive package with one plan and one direct debit to pay.
And with an ethical claims policy and a compassionate and experienced claims team; your client has the reassurance that their policy is with a trusted brand which pays claims and pays them quickly.
Important things you should know
- Please bear in mind that this protection plan has no cash-in value at any time.
- If your client stops paying their premiums, their cover may cease.
- We only cover the critical illnesses defined in our policy conditions and no others.