Pension Advice

We can help you plan for your retirement and let you know what your options are.

Speak to one of our advisers who'll help you shape your retirement.

When you reach the point of retirement we understand that you have lots of decisions to make and that making the most of your pension funds is an important part of this.

We offer a range of protection, pension, annuity and investment products from the Liverpool Victoria group of companies. We also offer annuities and investments from a limited number of other companies - you can call us for a list of these.

Our advisers will take you through the process step by step:

they'll establish if it's in your best interest to use your Open Market Option
they'll find out if you could get a higher pension income than offered by your existing pension provider - 1000s of people qualify for increased rates via our enhanced annuity.
they'll get the right option for you to get the most out of your pension pot in a way that suits you, looking at:
- guarantee period
- escalation options
- payment frequency

Request an appointment with a financial adviser

Call us

For retirement advice call us to speak to an LV= financial adviser.

0800 756 8519

Lines are open from 9am - 8pm Mon to Thurs and 9am - 5pm on Fri.
For textphone dial 18001 first. We may record and/or monitor your calls for training and audit purposes.

Our advisers can help you...

If you think a financial review could help you with your financial situation, whether it be for the present or the future, why not get in contact with one of our financial advisers.

What our customers say about our service...

Ms Ryan, aged 66, purchased a Pension Annuity July 2011, says...

"My first priority was, of course, to obtain the best return on my investment. LV= provided this along with a very helpful and friendly advice service with absolutely no hard sell.

So for me it was a win-win situation."

Some questions you may have about retirement products:

When can I buy an annuity?

You can buy an annuity at any time from when you are 55.

What is a Pension Annuity?

A Pension Annuity converts the pension fund you have built up over the course of your working life into a regular income that will be paid to you for the rest of your life.

Because it's paid to you for as long as you live, it's a kind of insurance policy to make sure you don't run out of money if you live longer than expected.

Can I provide an annuity for my partner?

Yes, but it'll only be payable in the event of your death. You can apply your fund so that a pension, equal to your pension or a lower amount continues to be paid to your partner. A partner is someone who is married to you (including civil partners) or someone who, in the opinion of the scheme administrator is financially dependant on you at the date of your death.

Can I change my annuity later on?

No, you can only buy your annuity once. When you have bought your annuity, you cannot normally change any part of it.

We offer advice on the following retirement products:

Pensions
Equity Release
Annuities

Next steps...

Call us on 0800 756 8519
Request an appointment with a financial adviser

If you're an Independent Financial Adviser, please call:

0845 6020 690

This number is for independent financial advisers use only. We may record and/or monitor your calls for training and audit purposes.

Lines open:
9am - 5.30pm Monday to Friday